Friday, April 3, 2009

How Many Eod Die Each

"The hoax of the housing plan. The country is

The housing plan will help the economic recovery in Italy. The condensate so the last "shot" of this national leadership and local excuses for not admitting that the party is over. They lied, they knew that the direction taken was a dead end for the majority the country and instead of rowing against, they thought it was more appropriate to use the power to obtain economic benefits and a lifeboat staff. The policy, the one with the lowercase p, then enacts, in the aftermath of the great housing plan that meets the private demand of those who have dedicated all his energies in the last 20 years to beg in vain by the technical department of your Municipality additional cubic for the winter garden and terrace, a maneuver by € 550 million - a total of 7,000 new housing - to boost the housing and finally give shelter to those who still sleeps under a bridge. "The review" the most exhilarating and I've heard repeated in this period, which was not supported by any evidence, was that the country is hungry for new buildings that are homes. A friend of mine would say that today the bullshit "travel a thousand," ... but I can not remember what Goebbels claimed, one of the most important Nazi leaders: "Repeat a lie a hundred, a thousand, a million times and will become a truth '. So, as usual, so as not to lose the habit, I went to look a bit 'of numbers to draw the state of the art: the available data provided in 2003 by the territory, at the last census register , indicated that the total number of " housing units, not properties that can contain more units , referring to the July 30, amounted to 52,752,809. Excluding this issue from a purely residential types do not obtain the desired number of housing units 29,664,046 . At this housing stock should be added to the "Appendices": 2004 to 2009 it was built, in Italy, the triumph of the brick was measured on figures have hovered around 600,000 properties / year with peaks in the case of ' year 2007 have exceeded 190,000 lengths the 540,000 children born . Then you must consider that we are in Italy and then, as reflected in a tax investigation to the Territorial conducted between 2007 and 2008, an average of 15% of the buildings - properties - is not never been stacked. Summary of this "barrage" of data is that, even pretending to not be able to consider the appendices, we can certainly say that in number, in a relatively crowded country like ours, there a house for every two inhabitants . This means that the only demographic fork sufficient to ensure the filling of the existing building should have an index that is kept around 2 children / couple. Start here the mournful notes, because the index Italian population is closer to 1 than 2 to 1.2 is the national average - and thus of homes there is "... very ..." as they say in Naples. "Very" ... at home also means that supply of property units is higher than demand and therefore prices today - from 160,000 to 300,000 for an apartment depending on the area - are swollen, virtual, a bit 'titles as "derivatives" ... are toxic. The bubble is about to explode, the signals that come from many sides are clear and unambiguous: the official market is firm and traders are waiting for the situation migliori per capitalizzare gli investimenti immobiliari aperti, ma la realtà è che nel sottobosco del mercato chi è esposto con le banche e deve vendere per rientrare, è costretto già oggi ad abbassare le “braghe” del 15%, 20% … e siamo solo all’inizio.
Le associazioni di categoria stanno con le bocche cucite perché una parola di troppo potrebbe generare un effetto valanga sul crollo dei prezzi, ma il destino è segnato oltre che ampiamente meritato.
Anche il mattone farà “ SBUMM ” come un qualsiasi altro prodotto d’investimento che ha accumulato attese di realizzo non giustificabili sul piano concreto.
Per certi versi sarà un bene, ...per altri sarà a tragedy. One thing is certain: anyone, near or far, now sells the smoke shooting through the brick is proposing what they have done in recent years, banks with outsourced the securitization of loans written off as losses from the financial statements which increased investment to be placed on market, selling at 100 ... what tomorrow will be worth 10 ... a scam.

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